Question [Solved] What is AePS and why is it disabled in my account?

The AePS (Aadhaar enabled Payment System) is developed by NPCI, which allows online transactions at Micro ATM/Kiosk/mobile devices through the authorized Business Correspondent (BC) of any bank using Aadhaar authentication. Any resident of India having an Aadhaar number linked to a bank account, referred to as an Aadhaar enabled Bank Account (AeBA), can utilise the AePS service.

Bank customers with an AeBA can use the AePS solution for banking transactions as listed below:

1. Balance Enquiry
2. Cash Withdrawal
3. Cash Deposit
4. Aadhaar to Aadhaar Fund Transfer
5. Mini Statement
6. Purchase
7. Self-Help Group (SHG) Transaction

If there is no AePS transaction in last 12 months, it is disabled in your account. Contact your home branch for enabling the same.